SouthWest Community Federal Credit Union : Mortgage Rates

Mortgage Rates

With rates at historic lows and housing inventory at the current level, there's never been a better time to buy a home.

Schedule an appointment with one of our home loan specialists for a free pre-qualification today.

Up to $8000 in first time homebuyer tax credits and up to $6,500 for "move up buyers" who have owned their current home for at least 5 years.    More information is available under the Company Information, First Time Homebuyer Page.

Below are some basic mortgage rates we offer.    Some programs are specific to the credit union or specific investors. There may be other programs that will fit your needs that are not listed here on the website.     Call your local loan officer to discuss loan programs, rates and fees in more detail.    All rates are subject to change and program availability.

Borrowers must meet program eligibility, minimum credit score requirements, Loan to Value requirements, etc. in order to receive the rate shown.

Loan Amount:

Program Name	Rate	Points	APR	Payment
30 Year Fixed	5.125%	0.00%	5.272%	$0.00
15 Year Fixed	4.375%	0.00%	4.618%	$0.00
5/1 Arm	4.125%	0.00%	3.685%	$0.00
Jumbo Fixed (Jumbo)	6.250%	0.20%	6.400%	$0.00
Jumbo 5/1 ARM (Jumbo)	4.750%	0.00%	3.817%	$0.00
FHA Fixed Rate	4.750%	0.00%	5.419%	$0.00
Rural Housing	4.750%	0.00%	5.067%	$0.00
Construction	6.000%	0.00%	8.599%	$0.00
Lot Loan	6.500%	0.00%	6.650%	$0.00

Rates are subject to change without notice.
Rates last updated on 03/12/2010.

SouthWest Community Federal Credit Union
162 N 400 East A101, St. George, UT 84770
Toll Free: (800) 371-2693
Fax: (435) 688-9099
myrna.stout@southwestfederal.com