Credit Unions have had a significant positive impact on the lending industry. Today, the use of a professional mortgage lender is one of the key strategies used by sophisticated borrowers.

In House processing, decisioning and funding.

We don't send your file to a company on the east coast for processing or for a decision to be made.  It stays right here from start to finish.

Why use your Credit Union to obtain a mortgage?

• Save Money!
• No Prepayment penalties
• Competitive rates and fees

In the volatile home-lending market, mortgage professionals can serve as safeguards, offering their members security, safety, and peace of mind. One of the lenders most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. A professional mortgage officer can wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options.

We Handle the Details!

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need a mortgage lender to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency,  and any other services which may affect your transaction.

A mortgage loan officer also:

• Discusses and explains financing program options
• Informs you, in writing, of lock-in options
• Explains all documents of the loan application
• Explains all associated costs of the loan application
• Explains the disbursement of all loan applications
• Explains the loan process, from application to closing
• Provides you with a good faith estimate of cost and fees
• Communicates with you throughout the loan process in a timely manner
• Coordinates the final closing of your transaction